Improve invoice payment terms for both you and your suppliers
We pay your supplier once your goods are shipped and the invoice has been confirmed
You submit the invoices on which you wish your supplier to be paid early
You can pay us up to 120 days later, depending on the terms
Our Solution
Incomlend supports global trade in our invoice financing marketplace. Whether you are an exporter, importer, or institutional and accredited investor, we have the solutionsto meet your needs.
How Buyer-Driven Factoring Works
- Supplier ships goods and issues the invoice
- Supplier submits the invoice due to exporter for funding
- You check the invoice and related documents
- You send funds against the invoice discounted value three days post-shipment
- You pay the full invoice value up to 120 days later
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Why Incomlend
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Short duration
(typically 30–120 days)
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Attractive risk-adjusted yield
in a real-asset credit strategy
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Transparency
via deal-level reporting
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Risk Management
underwriting, monitoring, KYC/AML
How it works
Sign up
Complete onboarding
Select deals
Earn when invoices settle
How You will Benefit from Buyer-Driven Factoring
- Free your working capital and ensure continuity of your supply chain
- Unlock your working capital for investments, upcoming production and sales cycles by extending your payment terms to up to 120 days
- Ensure the continuity of your supply chain by infusing suppliers with immediate cash, safeguarding their financial health that is critical to your unique selling proposition
- Improve your competitive advantage by offering shorter payment terms to your suppliers
Ready to Transact?
All participants to our online platform must undergo registration, due diligence, KYC and AML verification before transacting on the platform.
- Check your eligibility
- Request for credit insurance coverage check
- Upon credit insurance acceptance, fill up and submit the form
- Receive confirmation from us
Investor FAQs
Incomlend investment opportunities are open to accredited or institutional investors who meet eligibility requirements under their local regulatory frameworks. Individual participation may vary based on jurisdiction.
Investors must complete full KYC/AML onboarding, provide proof of accreditation or institutional status, and sign platform agreements before gaining access to live deals.
Investors fund short-term invoices (typically 30–120 days) from verified exporters. When buyers settle payments, principal and returns are distributed to investors.
Investors typically target 8–12% annualized returns, depending on risk tier, currency, and deal duration.
Invoices are covered by credit insurance issued by global insurers, providing protection against buyer default or insolvency.