.svg)
.avif)
.svg)
.svg)
.svg)
.svg)
Liquidity
Convert invoices to cash quickly and keep operations moving.
How invoice factoring works
Cash to your international suppliers within three days post-shipment.
You pay for imports up to 120 days later
- Ship & invoice your overseas buyer
- Submit invoice & docs on the platform
- Receive advance (up to 90%) within days
- Buyer pays Incomlend at maturity
- You receive the balance minus fees
.avif)
Benefits for exporters
- Shorter cash cycle reduces DSO
- Production continuity without new debt
- Non-recourse: client non-payment Risk mitigated
- No collateral beyond the invoice
The Essentials Every Business Needs in Trade Finance
Four pillars that keep cash flow predictable and trade moving.
.avif)
Onboarding
Simple, document-light signup to get you funded sooner.
.png)
.avif)
Real-Time Tracking
Monitor approvals, funding, and settlements as they happen.
Secure & Compliant
Bank-grade security with robust KYC/AML and ongoing monitoring.
Testimonials
Incomlend transformed our cash flow, helping us secure bigger international contracts.” — Owner, Garment Seller
“Incomlend transformed our cash flow, helping us secure bigger international contracts.” — Owner, Garment Seller”
ExportCo
CEO
.webp)
“Incomlend transformed our cash flow, helping us secure bigger international contracts.” — Owner, Garment Seller."
ExportCo
CEO
“Incomlend transformed our cash flow, helping us secure bigger international contracts.” — Owner, Garment Seller."
ExportCo
CEO
Exporter FAQs
How quickly will I get paid for my invoices?
Approved invoices are typically financed within 48–72 hours.
Do I need collateral?
No. Financing is non-recourse and backed by insured receivables.
What percentage of my invoice is advanced?
Up to 90% upfront, with the balance settled once the buyer pays.
Which invoices are eligible?
Export invoices issued to credit-insured international buyers.
How much paperwork is involved?
Only standard trade documents (invoice, purchase order, shipping). Our platform keeps the process simple.
Are my funds secured?
Yes, your balance due and all monies transit through independent Trust Accounts, ring-fencing you against any adverse situation
